Introductory Disclaimer the First: Low-income students who DON'T have the grades to get into a fancy school also deserve to be treated with dignity and not to be bankrupted by their educations. Introductory Disclaimer the Second: These schools have massive endowments and SHOULD be doing all these things, and you don't need to give them your money. We still feel personally grateful. After Nicole mentioned having been on full financial aid at Harvard in an interview, she…